Terms And Conditions

1. Customers can join the scheme any day of the year.
2. Existing members can enroll in multiple schemes.
3. KYC (Know Your Customer) verification is mandatory for membership.
4. Monthly installments must be paid on or before the 10th of each month.
5. Payments can be made in cash or through online options
6. The membership card must be surrendered at redemption.
7. Failure to surrender the card will result in cancellation of membership.
8. Report discrepancies in card entries or receipts within 7 days.
9. Late payments will postpone the redemption date.
10. Rewards and discounts are forfeited if the scheme is discontinued early.
11. The redemption date is 30 days after the last successful installment.
12. Government taxes apply to the delivery of jewellery.
13. The scheme cannot be combined with other company schemes.
14. Management reserves the right to accept or reject any application without explanation.
15. However, in case of discontinuation of the scheme in between by any member, the redemption of only the invested amount into silver jewelry will be possible. And that too only after the scheme period gets over. Any rewards or discounts shall not be applicable to schemes stopped in between by the members.
16. The monthly investment schemes are valid only for jewelry purchase (Gold,Silver&Diamond) and not for any cash,refund,coins,ingots or bullion.
17. value addition (westage & making charges)vll be charged accordingly.
18. All disputes are subject to banglore jurisdiction only.